Tuesday, September 20, 2011

Starting Out as a Senior Agent with Gerber Life Medicare Supplement

By Alex Stone


Medicare supplemental insurance, or Medigap, provides coverage for the additional health care costs that traditional Medicare does not cover. Seniors can choose to purchase a supplemental insurance policy from a private insurer, with the coverage proportional to the paid premiums.

Gerber Life, "the baby food people" is one of the most recognizable brands and they have been providing stability to their consumers since their beginning in 1967. Their partnership is for the shared goal of helping senior citizens live a happy and healthy life. They are dedicated to providing excellent customer service, answering client question thoroughly, and providing accurate product information. For your clients more comfortable going with a "name brand" for their supplemental insurance policy Gerber Life is a national brand they will know and trust.

There is a fax application program available to make selling Medicare supplements by phone ease with their product. Once you've finished speaking with a client and gathering their information you can then mail them the application to complete, with instructions, and a self-addressed stamped envelope. When you receive it back from the applicant you will then fax it into the company for review and processing.

Gerber Life has an excellent commission and offers a direct company contract and agent's have the potential to earn the highest commission level available (pending production requirements are met). Plus, also available are an aggressive policy issue, 12 month advancing, and competitive premiums. Their company is easy to work with, available in most states, and an ideal product for a new senior agent portfolio.

With an "A" Excellent rating from AM Best for their financial strength, they currently have $37 billion of life insurance in force. This provides stability to 3 million policies throughout the United States, Canada, and Puerto Rico.




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